2FA methods supported by Stripe
Adding two-factor authentication is one of the most effective ways to protect your Stripe account. With TOTP support, you can generate Stripe verification codes directly in the Authenticator App.
SMS
Stripe can send a one-time verification code to your phone via text message.
Authenticator app (TOTP)
Stripe lets you use time-based one-time passwords, so you can generate verification codes in an authenticator app on your device — no network or SMS needed.
Security key (U2F)
Stripe works with hardware security keys using the U2F/FIDO standard.
Hardware token
Stripe supports a dedicated hardware token for generating codes.
Stripe 2FA — Frequently asked questions
Does Stripe support an authenticator app?
Yes. Stripe supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does Stripe support?
Stripe currently supports: SMS, Authenticator app (TOTP), Security key (U2F), Hardware token.
Is it free to generate Stripe codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating Stripe verification codes does not require an account or sign-up.
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