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Two-Factor Authentication for

American Express Cards

americanexpress.com

2FA methods supported by American Express Cards

American Express Cards offers the following two-factor authentication options to help protect your account.

SMS

American Express Cards can send a one-time verification code to your phone via text message.

Email

American Express Cards can deliver a one-time verification code to your email address.

American Express Cards 2FA — Frequently asked questions

Does American Express Cards support an authenticator app?

No. American Express Cards does not currently offer TOTP-based codes, but it does support SMS, Email.

Which two-factor authentication methods does American Express Cards support?

American Express Cards currently supports: SMS, Email.

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