2FA methods supported by USAA
USAA offers the following two-factor authentication options to help protect your account.
SMS
USAA can send a one-time verification code to your phone via text message.
USAA can deliver a one-time verification code to your email address.
Proprietary app
USAA offers its own companion app for approving sign-ins.
USAA 2FA — Frequently asked questions
Does USAA support an authenticator app?
No. USAA does not currently offer TOTP-based codes, but it does support SMS, Email, Proprietary app.
Which two-factor authentication methods does USAA support?
USAA currently supports: SMS, Email, Proprietary app.
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