2FA methods supported by Morgan Stanley
Adding two-factor authentication is one of the most effective ways to protect your Morgan Stanley account. With TOTP support, you can generate Morgan Stanley verification codes directly in the Authenticator App.
SMS
Morgan Stanley can send a one-time verification code to your phone via text message.
Phone call
Morgan Stanley can call your phone and read out a verification code.
Authenticator app (TOTP)
Morgan Stanley lets you use time-based one-time passwords, so you can generate verification codes in an authenticator app on your device — no network or SMS needed.
Security key (U2F)
Morgan Stanley works with hardware security keys using the U2F/FIDO standard.
Morgan Stanley 2FA — Frequently asked questions
Does Morgan Stanley support an authenticator app?
Yes. Morgan Stanley supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does Morgan Stanley support?
Morgan Stanley currently supports: SMS, Phone call, Authenticator app (TOTP), Security key (U2F).
Is it free to generate Morgan Stanley codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating Morgan Stanley verification codes does not require an account or sign-up.
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