2FA methods supported by Wise
Adding two-factor authentication is one of the most effective ways to protect your Wise account. With TOTP support, you can generate Wise verification codes directly in the Authenticator App.
SMS
Wise can send a one-time verification code to your phone via text message.
Phone call
Wise can call your phone and read out a verification code.
Authenticator app (TOTP)
Wise lets you use time-based one-time passwords, so you can generate verification codes in an authenticator app on your device — no network or SMS needed.
Proprietary app
Wise offers its own companion app for approving sign-ins.
SMS 2FA must be enabled before software methods can be enabled.
Wise 2FA — Frequently asked questions
Does Wise support an authenticator app?
Yes. Wise supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does Wise support?
Wise currently supports: SMS, Phone call, Authenticator app (TOTP), Proprietary app.
Is it free to generate Wise codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating Wise verification codes does not require an account or sign-up.
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