2FA methods supported by SoFi
Adding two-factor authentication is one of the most effective ways to protect your SoFi account. With TOTP support, you can generate SoFi verification codes directly in the Authenticator App.
SMS
SoFi can send a one-time verification code to your phone via text message.
Phone call
SoFi can call your phone and read out a verification code.
SoFi can deliver a one-time verification code to your email address.
Authenticator app (TOTP)
SoFi lets you use time-based one-time passwords, so you can generate verification codes in an authenticator app on your device — no network or SMS needed.
SoFi 2FA — Frequently asked questions
Does SoFi support an authenticator app?
Yes. SoFi supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does SoFi support?
SoFi currently supports: SMS, Phone call, Email, Authenticator app (TOTP).
Is it free to generate SoFi codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating SoFi verification codes does not require an account or sign-up.
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