2FA methods supported by Plaid
Adding two-factor authentication is one of the most effective ways to protect your Plaid account. With TOTP support, you can generate Plaid verification codes directly in the Authenticator App.
Authenticator app (TOTP)
Plaid lets you use time-based one-time passwords, so you can generate verification codes in an authenticator app on your device — no network or SMS needed.
SMS
Plaid can send a one-time verification code to your phone via text message.
Software token is only available for developer accounts. It is not available for the my.plaid.com user portal.
Plaid 2FA — Frequently asked questions
Does Plaid support an authenticator app?
Yes. Plaid supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does Plaid support?
Plaid currently supports: Authenticator app (TOTP), SMS.
Is it free to generate Plaid codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating Plaid verification codes does not require an account or sign-up.
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