2FA methods supported by Capital One
Adding two-factor authentication is one of the most effective ways to protect your Capital One account. With TOTP support, you can generate Capital One verification codes directly in the Authenticator App.
SMS
Capital One can send a one-time verification code to your phone via text message.
Capital One can deliver a one-time verification code to your email address.
Proprietary app
Capital One offers its own companion app for approving sign-ins.
Capital One 2FA — Frequently asked questions
Does Capital One support an authenticator app?
Yes. Capital One supports time-based one-time passwords (TOTP), so you can add it to the Authenticator App and generate verification codes right on your device.
Which two-factor authentication methods does Capital One support?
Capital One currently supports: SMS, Email, Proprietary app.
Is it free to generate Capital One codes with the Authenticator App?
Yes. The Authenticator App is free to download, and generating Capital One verification codes does not require an account or sign-up.
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